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Tuesday, January 16, 2024

CREATIVE LIVING -MONEY SAVERS CLUB -Rebuilding Your Credit




Credit cards for people with no or damaged credit.
Sometimes in life, you may experience great things and not-so-great things. Maybe one of those not-so-great things for you is the fact that you mismanaged some money and now your credit has more blemishes on record than you would like to have. 

Don't worry, you can get your credit to a respectable score. Several credit card companies will help you reestablish your score gradually as you learn to manage your finances better. 

This site will give a list of companies willing to help but you must pick the best one for your unique situation and make sure that the terms are good for you as well and make sure the company reports to all three major credit bureaus (EXPERIAN, TRANS UNION & EQUIFAX) monthly. Using your new credit wisely and consciously will ensure a positive rating on your credit record.

Qualify up to $2,500 instant spending limit.


2nd Chance Credit Card Companies

Capital One® Secured MasterCard®

Secured Credit Card

Min Deposit of $49, $99 or $200
One-Time Fees

None
Regular APR

24.99% (V)
Annual Fee
None
Monthly Fee
None
Minimum Credit
Bad
Show Details 










Credit One Bank® Visa® with Credit Line Increase Reviews


One-Time Fees

None
Regular APR

15.65% - 24.15% (V)
Annual Fee
$0 - $99
Monthly Fee
None
Minimum Credit
Bad
Show Details 

primor® Secured Visa Gold Credit Card

Secured Credit Card

Min Deposit of $200
One-Time Fees

None
Regular APR

9.99%
Annual Fee
$49
Monthly Fee
None
Minimum Credit
Bad
Show Details 

primor® Secured Visa Classic Credit Card

Secured Credit Card

Min Deposit of $200
One-Time Fees

None
Regular APR

13.99%
Annual Fee
$39
Monthly Fee
None
Minimum Credit
Bad
Show Details 

Open Sky℠ Secured Visa® Credit Card

Secured Credit Card

Min Deposit of $200
One-Time Fees

None
Regular APR

17.64% (V)
Annual Fee
$35
Monthly Fee
None
Minimum Credit
Bad
Show Details 

First Access VISA® Credit Card


One-Time Fees

$89*
Regular APR

29.99%
Annual Fee
$75 1st yr, $48 after
Monthly Fee
None 1st year, $6.25 after
Minimum Credit
Bad
Show Details 

Milestone® MasterCard® - Bad Credit Considered

One-Time Fees

None
Regular APR

23.9%
Annual Fee
$35-$99*
Monthly Fee
None
Minimum Credit
Bad
Show Details 

Applied Bank® Secured Visa® Gold Preferred® Credit Card

Secured Credit Card

Min Deposit of $200
One-Time Fees

None
Regular APR

9.99%
Annual Fee
$48
Monthly Fee
None
Minimum Credit
Bad
Show Details 

USAA Secured Cards® American Express® Card

Secured Credit Card

Min Deposit of $250
One-Time Fees

None
Regular APR

10.40% - 20.40% (V)
Annual Fee
$35
Monthly Fee
None
Minimum Credit
Bad
Show Details 

Indigo® MasterCard® for Less than Perfect Credit

One-Time Fees

None
Regular APR

23.9% (V)
Annual Fee
$0 - $99
Monthly Fee
None
Minimum Credit
Bad




FOR MORE ARTICLES ON SAVING MONEY SEE OUR PAGE "Money Savers Club"

1 comment:

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